Most agents can offer you one carrier's rulebook. Reardon Agency works with Farmers plus a dozen specialty and wholesale markets — so your coverage fits your business, not the other way around.
Business insurance is where a lot of agents fall short. If your business doesn't fit neatly into a single carrier's checkbox — a contractor with a tricky claims history, a growing company that's outgrown its old policy, a business in an industry most carriers avoid — a one-carrier agent can only tell you no, or quote you a rate that doesn't reflect your actual risk.
This is genuinely where we specialize. Alongside Farmers, Reardon Agency has direct access to national specialty and wholesale markets that most local agencies simply don't carry. That means more ways to say yes, more competitive pricing, and coverage built around how your business actually operates.
More markets means more options — better pricing through real competition, and coverage for risks a single-carrier agent would have to turn away.
From a Business Owner's Policy for a small shop to specialty coverage for a niche operation — here's the ground we cover.
Bundles general liability and commercial property into one policy — the foundation for most small and mid-size businesses.
Learn more →Protection against third-party claims of bodily injury, property damage, and advertising injury.
Learn more →Covers your building, equipment, inventory, and business personal property against covered losses.
Learn more →Coverage for vehicles used in your business — from a single work truck to a full fleet.
Learn more →Required in most states once you have employees — covers medical costs and lost wages after a workplace injury.
Learn more →Protects service-based businesses against claims of negligence, errors, or missed deadlines.
Learn more →Coverage for data breaches, ransomware, and the costs of notifying customers and recovering systems.
Learn more →Protects employers against claims like discrimination, wrongful termination, and harassment.
Learn more →Additional liability limits above your underlying policies, for businesses that carry more risk exposure.
Learn more →Coverage for restaurants, bars, contractors, and other specialty or hard-to-place industries.
Learn more →Your business gets matched to the carrier that actually understands its risk — not squeezed into whatever one carrier offers.
Multiple markets quoting against each other means pricing that reflects your actual risk, not a rate card.
You deal with one agent — Ryan — instead of juggling separate relationships for every hard-to-place line of coverage.
Running a business doesn't mean your personal insurance takes a back seat. Reardon Agency still handles auto, home, life, and umbrella coverage for you and your family — often alongside your business policy.
See Personal Insurance Options →Tell Ryan a bit about your business and he'll shop it across the right markets — not just one.