Farmers Insurance · Colorado Springs

Protection You Can
Count On, From
Someone You Know

Smart Coverage, Clear Answers.

Ryan Reardon is your local insurance agent — who understands Colorado. Personal service, local knowledge, and coverage tailored to your life.

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100+
Families Protected
6
Coverage Types
5★
Google Reviews

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Farmers Insurance Agent
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Colorado Springs, CO
⭐
5-Star Google Rating
🤝
BNI Business Network Member
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Licensed in Colorado
🛡️🔥 October Spotlight

October Is Cybersecurity Awareness Month — And Fire Prevention Week

Two things worth five minutes this month: locking down your digital life, and making sure everyone in your home could get out safely if there's ever a fire. Both are more affordable to prepare for — and more common to face — than most people think.

📞 Call (719) 204-8190
$12.5B+ lost to cybercrime reported to the FBI in 2023
1.1M+ identity theft reports filed with the FTC every year
Every 93 sec. a U.S. fire department responds to a home fire
3 min or less time you may have to escape a home fire safely today

Myth vs. Fact

Myth

Only big companies get hacked — I'm not a target.

Fact

Most cybercrime targets individuals directly through phishing, account takeover, and stolen personal information — not just corporations.

Myth

My bank will just refund anything that gets stolen.

Fact

Banks can sometimes reverse fraudulent charges, but they don't cover the time, stress, and ongoing cost of restoring your identity — that's what identity theft coverage is for.

Myth

I'd have plenty of time to get out if my house ever caught fire.

Fact

Modern homes can fill with smoke and become unsafe in just a few minutes — far less time than homes gave families decades ago.

Myth

My homeowners policy automatically covers a full rebuild after a fire.

Fact

Standard coverage can fall short of true rebuild cost as construction prices rise — it's worth confirming your dwelling limit still matches today's costs.

Myth

Cyber and fire risk are just scare tactics insurance agents use to sell more coverage.

Fact

Both risks are well-documented and growing nationally — a five-minute review this month is a lot cheaper than dealing with either after the fact.

Sources: FBI Internet Crime Complaint Center (IC3) 2023 Internet Crime Report; Federal Trade Commission Consumer Sentinel Network; National Fire Protection Association (NFPA).

Coverage Options

What We Protect

From your car to your business, we offer comprehensive insurance solutions for every stage of life.

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Auto Insurance

Liability, collision, comprehensive, uninsured motorist, and more. We find the coverage that fits your life and budget.

Read: Auto Insurance Tips
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Home Insurance

Protect your most important investment. Dwelling, personal property, liability, and loss of use coverage.

Read: Home Insurance Guide
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Life Insurance

Term, whole, and universal life options. Protect your family's future no matter what life brings.

Read: Life Insurance Guide
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Commercial Insurance

Business owner policies, general liability, commercial auto, workers' comp, and professional liability.

Read: Business Coverage Tips
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Umbrella Policy

Extra liability coverage that protects your assets above and beyond your standard policy limits.

Read: Umbrella Policy Guide
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Specialty Coverage

Motorcycle, RV, boat, renters, condo, landlord, and other specialized coverage for your unique needs.

Read: Annual Review Checklist
Get a Free Quote on Any Coverage →
Pikes Peak Colorado
CO Based in Colorado Springs
Serving All of Colorado
About Ryan

A Local Agent Who Actually Picks Up the Phone

Ryan Reardon opened Reardon Agency LLC because he believes insurance should be personal. Not a call center. Not a 1-800 number. A real person in your community who understands Colorado life.

As a Farmers Insurance agent in Colorado Springs, Ryan takes the time to understand your situation, explain your options, and make sure you're never paying for coverage you don't need — or missing coverage you do.

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Personal Service

You get Ryan's direct line, not a queue.

📍
Local Knowledge

Colorado risks, Colorado solutions.

🛡️
Real Protection

Coverage that actually covers what matters.

💬
Always Accessible

Questions answered fast, every time.

Meet Ryan →
Google Reviews

See What Clients Are Saying

Read real reviews from real Colorado Springs clients.

⭐ Read Our Google Reviews →
★★★★★ 5.0 on Google
Client Reviews

What Colorado Springs Families Say

Real reviews from real clients.

Read All Google Reviews →

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