/* ============================================
   REARDON INSURANCE AGENCY — SHARED STYLES
   Paste this into Wix Velo global.css
   ============================================ */

@import url('https://fonts.googleapis.com/css2?family=Cormorant+Garamond:wght@400;500;600;700&family=Outfit:wght@300;400;500;600;700&display=swap');

:root {
  --navy: #00063b;
  --navy-mid: #042a88;
  --navy-light: #042a88;
  --gold: #e8b923;
  --gold-dark: #c49a10;
  --gold-light: #f5d060;
  --white: #ffffff;
  --off-white: #f7f8fa;
  --light-gray: #cdd1da;
  --mid-gray: #989ea5;
  --dark: #0a1628;
  --text: #2c3551;
  --success: #22c55e;

  --font-display: 'Cormorant Garamond', Georgia, serif;
  --font-body: 'Outfit', sans-serif;

  --shadow-sm: 0 2px 8px rgba(15,37,87,0.08);
  --shadow-md: 0 8px 32px rgba(15,37,87,0.12);
  --shadow-lg: 0 20px 60px rgba(15,37,87,0.18);
  --shadow-gold: 0 4px 20px rgba(232,185,35,0.3);

  --radius-sm: 6px;
  --radius-md: 12px;
  --radius-lg: 20px;
  --radius-xl: 32px;

  --transition: 0.25s cubic-bezier(0.4, 0, 0.2, 1);
  --max-width: 1200px;
}

*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html { scroll-behavior: smooth; }

body {
  font-family: var(--font-body);
  color: var(--text);
  background: var(--white);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

/* ---- TYPOGRAPHY ---- */
h1, h2, h3, h4 {
  font-family: var(--font-display);
  line-height: 1.15;
  color: var(--navy);
}

h1 { font-size: clamp(2.4rem, 5vw, 3.8rem); font-weight: 700; }
h2 { font-size: clamp(1.8rem, 3.5vw, 2.8rem); font-weight: 600; }
h3 { font-size: clamp(1.3rem, 2.5vw, 1.8rem); font-weight: 600; }
h4 { font-size: 1.15rem; font-weight: 600; }

p { font-size: 1rem; color: var(--text); line-height: 1.75; }
a { color: inherit; text-decoration: none; }

/* ---- LAYOUT ---- */
.container {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 24px;
}

.section { padding: 80px 0; }
.section-sm { padding: 48px 0; }
.section-lg { padding: 120px 0; }

/* ---- BUTTONS ---- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 14px 32px;
  border-radius: var(--radius-sm);
  font-family: var(--font-body);
  font-size: 0.95rem;
  font-weight: 600;
  letter-spacing: 0.03em;
  cursor: pointer;
  transition: all var(--transition);
  border: 2px solid transparent;
  text-decoration: none;
}

.btn-primary {
  background: var(--gold);
  color: var(--navy);
  border-color: var(--gold);
}
.btn-primary:hover {
  background: var(--gold-dark);
  border-color: var(--gold-dark);
  transform: translateY(-2px);
  box-shadow: var(--shadow-gold);
}

.btn-outline {
  background: transparent;
  color: var(--white);
  border-color: rgba(255,255,255,0.6);
}
.btn-outline:hover {
  background: rgba(255,255,255,0.1);
  border-color: var(--white);
}

.btn-navy {
  background: var(--navy);
  color: var(--white);
  border-color: var(--navy);
}
.btn-navy:hover {
  background: var(--navy-mid);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

/* ---- NAV ---- */
nav {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  background: rgba(10,22,40,0.97);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(232,185,35,0.15);
  padding: 0 24px;
}

.nav-inner {
  max-width: var(--max-width);
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 72px;
}

.nav-logo {
  display: flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
}

.nav-logo-text {
  font-family: var(--font-display);
  color: var(--white);
  font-size: 1.3rem;
  font-weight: 600;
  letter-spacing: 0.02em;
}

.nav-logo-text span { color: var(--gold); }

.nav-links {
  display: flex;
  align-items: center;
  gap: 8px;
  list-style: none;
}

.nav-links a {
  color: rgba(255,255,255,0.8);
  font-size: 0.88rem;
  font-weight: 500;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  padding: 8px 14px;
  border-radius: var(--radius-sm);
  transition: all var(--transition);
}

.nav-links a:hover { color: var(--gold); background: rgba(232,185,35,0.08); }
.nav-links .nav-cta { background: var(--gold); color: var(--navy); padding: 9px 20px; }
.nav-links .nav-cta:hover { background: var(--gold-dark); }

.nav-mobile-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 4px;
}
.nav-mobile-toggle span {
  width: 24px; height: 2px;
  background: var(--white);
  border-radius: 2px;
  transition: all var(--transition);
}

/* ---- SECTION LABELS ---- */
.section-label {
  display: inline-block;
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 14px;
}

.section-title { margin-bottom: 16px; }
.section-subtitle {
  font-size: 1.05rem;
  color: var(--mid-gray);
  max-width: 560px;
  line-height: 1.7;
}

/* ---- CARDS ---- */
.card {
  background: var(--white);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--light-gray);
  transition: all var(--transition);
  overflow: hidden;
}

.card:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-4px);
  border-color: rgba(232,185,35,0.3);
}

/* ---- FORMS ---- */
.form-group { margin-bottom: 20px; }

.form-group label {
  display: block;
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 8px;
  letter-spacing: 0.02em;
}

.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 13px 16px;
  border: 1.5px solid var(--light-gray);
  border-radius: var(--radius-sm);
  font-family: var(--font-body);
  font-size: 0.95rem;
  color: var(--text);
  background: var(--white);
  transition: border-color var(--transition), box-shadow var(--transition);
  outline: none;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: var(--navy-mid);
  box-shadow: 0 0 0 3px rgba(26,58,143,0.1);
}

.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
@media (max-width: 600px) { .form-grid { grid-template-columns: 1fr; } }

.form-group textarea { min-height: 120px; resize: vertical; }

.checkbox-group {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  margin-bottom: 16px;
}

.checkbox-group input[type="checkbox"] {
  width: 18px;
  height: 18px;
  min-width: 18px;
  margin-top: 2px;
  accent-color: var(--navy-mid);
  cursor: pointer;
}

.checkbox-group label {
  font-size: 0.82rem;
  color: var(--mid-gray);
  line-height: 1.5;
  margin-bottom: 0;
  font-weight: 400;
}

.compliance-box {
  background: var(--off-white);
  border: 1px solid var(--light-gray);
  border-radius: var(--radius-sm);
  padding: 20px;
  margin: 24px 0;
}

.compliance-box p {
  font-size: 0.78rem;
  color: var(--mid-gray);
  line-height: 1.6;
  margin-bottom: 12px;
}
.compliance-box p:last-child { margin-bottom: 0; }

/* ---- FOOTER ---- */
footer {
  background: var(--dark);
  color: rgba(255,255,255,0.7);
  padding: 64px 0 32px;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1fr;
  gap: 48px;
  margin-bottom: 48px;
}

.footer-brand p {
  font-size: 0.9rem;
  line-height: 1.7;
  color: rgba(255,255,255,0.6);
  margin-top: 16px;
}

.footer-col h5 {
  font-family: var(--font-body);
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 16px;
}

.footer-col ul { list-style: none; }
.footer-col ul li { margin-bottom: 10px; }
.footer-col ul li a {
  color: rgba(255,255,255,0.6);
  font-size: 0.9rem;
  transition: color var(--transition);
}
.footer-col ul li a:hover { color: var(--gold); }

.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.08);
  padding-top: 28px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 0.82rem;
  color: rgba(255,255,255,0.4);
}

/* ---- HERO DIVIDER ---- */
.hero-divider {
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  height: 80px;
  background: var(--white);
  clip-path: polygon(0 60%, 100% 0, 100% 100%, 0 100%);
}

/* ---- BADGES / CHIPS ---- */
.badge {
  display: inline-block;
  padding: 4px 12px;
  border-radius: 100px;
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.04em;
}
.badge-gold { background: rgba(232,185,35,0.15); color: var(--gold-dark); }
.badge-navy { background: rgba(15,37,87,0.08); color: var(--navy-mid); }

/* ---- PAGE HERO (interior pages) ---- */
.page-hero {
  background: linear-gradient(135deg, var(--dark) 0%, var(--navy) 60%, var(--navy-mid) 100%);
  padding: 140px 0 80px;
  position: relative;
  overflow: hidden;
}

.page-hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.03'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
}

.page-hero-content { position: relative; z-index: 1; }
.page-hero h1 { color: var(--white); }
.page-hero .section-subtitle { color: rgba(255,255,255,0.7); }

/* ---- MOBILE ---- */
@media (max-width: 768px) {
  .nav-links { display: none; }
  .nav-mobile-toggle { display: flex; }
  .nav-links.open {
    display: flex;
    flex-direction: column;
    position: fixed;
    top: 72px; left: 0; right: 0;
    background: var(--dark);
    padding: 24px;
    gap: 4px;
    border-bottom: 1px solid rgba(232,185,35,0.2);
  }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 32px; }
  .footer-bottom { flex-direction: column; gap: 12px; text-align: center; }
}


/* ---- TERMS / PRIVACY MODAL ---- */
.modal-overlay {
  display: none;
  position: fixed;
  inset: 0;
  background: rgba(10,22,40,0.75);
  z-index: 9999;
  align-items: center;
  justify-content: center;
  padding: 24px;
}
.modal-overlay.open { display: flex; }
.modal-box {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 40px;
  max-width: 560px;
  width: 100%;
  position: relative;
  box-shadow: var(--shadow-lg);
  max-height: 80vh;
  overflow-y: auto;
}
.modal-box h4 {
  color: var(--navy);
  font-size: 1.2rem;
  margin-bottom: 16px;
  padding-right: 32px;
}
.modal-box p {
  font-size: 0.88rem;
  color: var(--text);
  line-height: 1.7;
}
.modal-close {
  position: absolute;
  top: 16px; right: 20px;
  background: none;
  border: none;
  font-size: 1.5rem;
  cursor: pointer;
  color: var(--mid-gray);
  line-height: 1;
}
.modal-close:hover { color: var(--navy); }
.modal-trigger {
  color: var(--navy-mid);
  text-decoration: underline;
  cursor: pointer;
  background: none;
  border: none;
  font-size: inherit;
  padding: 0;
  font-family: inherit;
}
.modal-trigger:hover { color: var(--gold-dark); }